YOUR IDENTITY: AN ATTORNEY'S ADVICE
!!!
Just good stuff to
know!
From: "spiker" <spiker@interfold.com>
* The
next time you order checks have only your initials (instead of first
name)
and last name put on them. If someone takes your check book they will
not
know if you sign your checks with just your initials or your first name
but
your bank will know how you sign your checks.
* When you are writing
checks to pay on your credit card accounts, DO NOT
put the complete account
number on the "For" line. Instead, just put the
last four numbers. The credit
card company knows the rest of the number and
anyone who might be handling
your check as it passes through all the check
processing channels won't have
access to it.
* Put your work phone # on your checks instead of your home
phone. If you
have a PO Box use that instead of your home address. Never have
your SS#
printed on your checks (DUH!) you can add it if it is necessary. But
if you
have it printed, anyone can get it.
* Copy the contents of your
wallet on a photocopy machine, do both sides of
each license, credit card,
etc. You will know what you had in your wallet
and all of the account numbers
and phone numbers to call and cancel. Keep
the photocopy in a safe place.
Also, carry a photocopy of your passport
when traveling either here or
abroad.
* We've all heard horror stories about fraud that's committed on
us in
stealing a name, address, Social Security number, credit cards,
etc.
Unfortunately I, an attorney, have firsthand knowledge because my
wallet
was stolen last month. Within a week, the thieve(s) ordered an
expensive
monthly cell phone package, applied for a VISA credit card, had a
credit
line approved to buy a Gateway computer, received a PIN number from
DMV to
change my driving record information online, and more.
But
here's some critical information to limit the damage in case this
happens to
you or someone you know:
We have been told we should cancel our credit
cards immediately. But the
key is having the toll free numbers and your card
numbers handy so you know
whom to call. Keep those where you can find them
easily.
* File a police report immediately in the jurisdiction where it
was stolen,
this proves to credit providers you were diligent, and is a first
step
toward an investigation (if there ever is one).
But here's what
is perhaps most important: (I never even thought to do this).
Call the
three national credit reporting organizations immediately to place
a fraud
alert on your name and Social Security number. I had never heard of
doing
that until advised by a bank that called to tell me an application
for credit
was made over the Internet in my name.
The alert means any company that
checks your credit knows your information
was stolen and they have to contact
you by phone to authorize new credit.
By the time I was advised to do
this, almost two weeks after the theft, all
the damage had been
done.
There are records of all the credit checks initiated by the
thieves'
purchases, none of which I knew about before placing the alert.
Since then,
no additional damage has been done, and the thieves threw my
wallet away
this weekend.(someone turned it in). It seems to have stopped
them in their
tracks.
The numbers are: Equifax:
1-800-525-6285
Experian (formerly TRW): 1-888-397-3742
Trans Union:
1-800-680-7289
Social Security Administration (fraud line):
1-800-269-0271
We pass along jokes on the Internet; we pass along just
about everything.
Pass this information along. It could really help someone
you care about.
LET'S STOP KIDDING OURSELVES! 9-11 was an
Israeli-backed spanking on our
collective American bottom! A Boeing 757
DIDN'T pierce through six walls of the
Pentagon (impossible + no aircraft
debris), a late model cruise missile did the job;
the Twin Towers DIDN'T
collapse due to heat (impossible), demolition charges
did the job;
there were NO Arab hijackers (the jets were guided electronically);
and the
Zionists/Judeo-Christians now in control of the United States are traitors
to the U.S. Constitution... as well as being mass murderers.This has been a
Zionist
WAG THE DOG operation from the start, deadly serious for our elected
leaders
WHO KNOW WHO'S GUILTY, and an Arabian Nights charade for Mom and Pop
in Littletown, U.S.A.! It's an info war! Forward this to the world! henri@alaska.net