From the Radio Free Michigan archives

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                  Banking Without a Social Security Number

Since many people have objected to extensive loss of privacy which 
accompanied the use of computers, Washington responded by passing the 
Privacy Act in 1974. It states quite simply that, "It shall be unlawful... 
to deny to any individual any right, benefit or privilege provided by law 
because of such individual's refusal to disclose his social security 
number."

Should a right, benefit or privilege be denied you when you decline to 
provide your social security number, you may file suit and are guaranteed to 
win a judgement of 1,000 federal reserve notes, plus costs and attorney's 
fees. This will be paid by the individual, business or government agency 
who wronged you. It is suggested that you take someone with you when you 
assert your rights under the Privacy Act. They will witness the incident 
and testify (if necessary) to the facts.

Courts have ruled that there are only 4 instances when social security 
numbers must be used. These are:

     1) For tax matters

     2) To receive public assistance

     3) To obtain and use a driver's license

     4) To register a motor vehicle

In any situation not listed above, when you refuse to give your social 
security number, simply present this flyer to any person who seems to need 
one. Invite them to make a copy. Point out the 1,000 federal reserve note 
penalty which is guaranteed upon showing that your rights were violated 
under this act. Point out that an individual may be personally required to 
pay the 1,000 if he is aware of the Privacy Act and refuses to follow it. 
So far, we have never heard of anyone who was informed in this manner who 
still insisted upon knowing the social security number.

[Reprinted from `Freedom League', Jan. 1984]

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In California there was a case in which it was decided that the State could 
not demand the Social Security number for a driver's license.

Also, there are criminal penalties if a public official (federal, state or 
municipal) denies any right, benefit, or privilege because of one's refusal 
to disclose his social security number.
 
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