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From: "Its from Onion" <areda..._at_msn.com>
To: "TSCM-L2006" <TSCM-..._at_googlegroups.com>
Subject: RFID-Enabled Phones Could Let Credit Card Companies Track Users
Date: Wed, 15 Jul 2009 23:27:26 -0500
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An Ericsson executive says all new mobile phones sold in 2010 will include =
an RFID chip that will allow owners to open their car or house door with th=
eir phone. A handy feature, no doubt, for some people. But the executive sa=
ys the chip might also be used by credit card companies to track the locati=
on of cardholders to cut down on fraud.
Håkan Djuphammar, vice president of systems architecture for Ericsson, sp=
eaking at a conference in Stockholm this week, said credit card companies c=
ould make use of mobile user location data and IP mapping<
http://networks.s=
ilicon.com/mobile/0,39024665,39444914,00.htm> to determine if the owner of =
a card is in the same location where a card transaction is taking place.
“In some countries there’s a lot of fraud with credit cards so therefor=
e it’s in the interest of the credit card issuer to be able to match the =
position of the phone that belongs to the person who has a credit card,” =
he reportedly said.
He said the chips could also be used to create real-time traffic maps and u=
pdates by determining the speed of a driver passing by mobile phone base st=
ations.
Djuphammar said selling the information of mobile phone users to credit car=
d companies and others would be a “win win” situation for all parties c=
oncerned.
“That is a typical ‘win win’ where the operator share their assets/kn=
owledge through a broker, and the GPS company can sell a service to the end=
user. The end user wins, the GPS service provider wins, the broker provide=
r wins and the operator wins,” he said.
Djuphammar did not mention whether users will be able to turn the chip off =
or otherwise opt out of the sale of their data.
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<DIV>An Ericsson executive says all new mobile phones sold in 2010 will inc=
lude
an RFID chip that will allow owners to open their car or house door with th=
eir
phone. A handy feature, no doubt, for some people. But the executive says t=
he
chip might also be used by credit card companies to track the location of=
cardholders to cut down on fraud.
<P>Håkan Djuphammar, vice president of systems architecture for Ericsson,=
speaking at a conference in Stockholm this week, said credit card companies=
could <A title=
http://networks.silicon.com/mobile/0,39024665,39444914,00.=
htm
href="
http://networks.silicon.com/mobile/0,39024665,39444914,00.htm">make=
use of
mobile user location data and IP mapping</A> to determine if the owner of a=
card
is in the same location where a card transaction is taking place.</P>
<P>“In some countries there’s a lot of fraud with credit cards so there=
fore it’s
in the interest of the credit card issuer to be able to match the position =
of
the phone that belongs to the person who has a credit card,” he reportedl=
y
said.</P>
<P>He said the chips could also be used to create real-time traffic maps an=
d
updates by determining the speed of a driver passing by mobile phone base=
stations.</P>
<P>Djuphammar said selling the information of mobile phone users to credit =
card
companies and others would be a “win win” situation for all parties
concerned.</P>
<P>“That is a typical ‘win win’ where the operator share their assets=
/knowledge
through a broker, and the GPS company can sell a service to the end user. T=
he
end user wins, the GPS service provider wins, the broker provider wins and =
the
operator wins,” he said.</P>
<P>Djuphammar did not mention whether users will be able to turn the chip o=
ff or
otherwise opt out of the sale of their data.</P></DIV></BODY></HTML>
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